Sailing in winds from 10 knots to 13 knots you can make most yachts point and sail ,I call it comfort sailing ? No 25 footer will point in 20 knots of wind without having to work the yacht ? Have a look at a skiff racing , gear on ,lift ! off ,knock bear away! and on it goes ,bloody hard work ? Top Hats are designed as a headsail driven yacht .Northshore yachts for example are mainsail driven .When you start talking about strong wind sailing ,25 knts of wind is no seabreeze for a 25 footer, in fact it's starting to get up there for most yachts. In these winds you have to sail very differently to 18 knts and again in 15 knts of wind.Sail combination and weight distribution is important and it doesn't matter whether it's a skiff or a 50 footer.
Most full keel yachts will sail better with a reef in the mainsail ,and change the headsail combination around to suit the conditions you want to sail in .Having a furler makes this a very easy combination to change as the wind conditions change.
Di you have the right idea,but I like my grapes out of a bottle ?
Cheers Bear