It's a common issue Brett. There's a few threads on the topic
viewtopic.php?f=5&t=14I built a foldable dinghy which has been working well, certainly stows easily on cabin top or up front. Could do with a little outboard but it rows ok and carries 2 people.
Was a great little project and easy to make out of a sheet of plywood and some heavy canvas-type truck sides.
Was very cheap and I'll be making another one later this year with some nicer material (the ply i used was cheap and a bit thin)
viewtopic.php?f=6&t=2054&p=12831&hilit=sailtime#p12831Good luck with however you go
Shea