Shaun
Is correct
Insurance is not a big problem. We will not be racing with Spinnaker, just Head & Mainsail.
Most Marine Insurance policies cover you for NON Spinnaker races and have a minimum cover of $5000000 (if not more).
Just check your policy.
Don't be put off from coming along.
If you can't sail there, why not come along and crew?
7 Starters so far, more needed
Denis